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Why is it difficult to insure a vacant property?

Why is it difficult to insure a vacant property?

Why is it so hard to insure a vacant home?

The biggest reason is that when a home is vacant a very small problem can become a very large problem. Take for example a leaking pipe. If no one is actively working on the property on a daily basis, a home can really accumulate some flood damage. Another problem is vandalism or theft. A property left alone is prone to attract the wrong elements.
Many companies are not equipped or have the underwriters to properly rate and write insurance on vacant properties. The hard part is finding the broker who knows the product and writes for the company.

We at DoyleMahon have the experience in covering the risks associated with vacant houses and can offer the best cover at the best rates in the market. We can talk you through the cover offered and advise on how best to reduce the premium on your vacant property.
For advice or a quote please click here or call us at 053-91 23630

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