Liability Insurance

PUBLIC LIABILITY INSURANCE
Public Liability provides protection for you against loss arising from injury to persons (other than employees) or damage to their property. If a member of the public is injured whilst visiting your premises, this type of policy provides cover for you if you should be held responsible for such injury or property damage.

PRODUCT LIABILITY INSURANCE
Products Liability provides protection for you against loss arising from injury or property damage caused by a defect in the product manufactured or sold. If a member of the public is injured or property, not belonging to you, is damaged arising from a defect in a product manufactured or sold, you may be held liable for this injury or damage. The policy will also pay the costs of defending a claim and the claimant’s legal costs in connection with bringing the action if the claim is successful.

EMPLOYERS LIABILITY INSURANCE
Employers Liability provides protection to employers against loss arising from his/her legal liability
If your employees become ill or are injured as a result of an accident that occurs while working for you( the employer) may be held liable for that employee.

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