Insurance for the Construction Sector

Public & Products Liability This will protect you and your business from any potential liabilities from a Third Party (excluding employees), and bodily injury or damage to their property which arise during the course of your business. This will also protect you from any liabilities from a Third Party, which may arise out of any products or materials which you sell or supply in the course of your business.

Employers Liability If you employ staff, paid or unpaid apprentices you have a duty of care to them. The same applies to sub contractors. Employers Liability protects you and your business from potential liabilities here.

Personal Accident Insurance

Protection for you and your staff from loss of income following injury. Rates will differ from trade to trade.

Contactors All Risks Insurance

Contractors All Risks insurance (also known as Contract Works insurance) is designed for builders or contractors working at a contract site. The construction industry faces high risk and for this you need the right insurance cover. For contractors, managing risk effectively can mean widening profit margins and reducing operating costs. Contractors All Risks insurance can be once-off or an annual policy depending on your requirements or those of your hirer. It can include cover for public and employers liability, Damage to property as a result of contract works, own plant, hired-in plant and employees’ tools.

Plant, Machinery and Equipment Your machinery & plant are your tools of the trade and essential to keep your business going. We can cover your machinery for theft, accidental damage or fire.

Forklifts
Dumpers
Quad bikes
Mini Diggers
Tractors
Track Machines
Low Loaders
Teleporters
Excavators
Rollers
Road Sweepers

We have extremely competitive rates for:

· Bricklayers & Blocklayers	· Kitchen Manufacturers
· Carpenters & Joinery contractors	· Landscaper
· Ground workers	· Gardeners
· Dry Liners	· Locksmiths
· Electricians	· Painters & Decorators
· Flooring contractors	· Plasters
· Shuttering	· Plumbers
· Glaziers	· Staircase Manufacturer
· Scaffolders	· Shop Fitters
· Steel Erectors	· Suspended Ceiling Installers
· Tilers	· Window Installers