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Vacant House / Unoccupied Property Insurance – How to get the best cover at the best price.

Vacant House / Unoccupied Property Insurance – How to get the best cover at the best price.

At Doyle Mahon Insurances have access to a wide range of insurers who insure unoccupied properties both residential and commercial. The levels of cover available can vary from fire only cover on buildings to policies covering:

Fire,
Lightening,
Explosion,
Smoke or Earthquake,
Storm,
Flood,
Subsidence,
Ground Heave or Landslip,
Vandals or Malicious damage
Property Owners Liability.
Employers Liability
Contents Cover.

On most of these policies the escape of water is not covered, hence it is best that the water is turned off and the system drained.

The underwriters do have some conditions that apply across all policies including:
The property to be insured is in a habitable state.
The property be inspected regularly (once a week or fortnight).

So, If you would like to obtain the best cover for your unoccupied property at market leading rates contact us in Doyle Mahon Insurances on 053 91 23630 or email us here.

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