Doyle Mahon Insurances had a great day at the 2011 Wexford EXPO. The winner of our raffle will be announced shortly.
Doyle Mahon Insurances at the 2011 Wexford EXPO
September 30th, 2011Vacant House / Unoccupied Property Insurance – How to get the best cover at the best price.
August 29th, 2011At Doyle Mahon Insurances have access to a wide range of insurers who insure unoccupied properties both residential and commercial. The levels of cover available can vary from fire only cover on buildings to policies covering:
Fire,
Lightening,
Explosion,
Smoke or Earthquake,
Storm,
Flood,
Subsidence,
Ground Heave or Landslip,
Vandals or Malicious damage
Property Owners Liability.
Employers Liability
Contents Cover.
On most of these policies the escape of water is not covered, hence it is best that the water is turned off and the system drained.
The underwriters do have some conditions that apply across all policies including:
The property to be insured is in a habitable state.
The property be inspected regularly (once a week or fortnight).
So, If you would like to obtain the best cover for your unoccupied property at market leading rates contact us in Doyle Mahon Insurances on 053 91 23630 or email us here.
Getting the right Pub Insurance
August 29th, 2011In the times we live in, it’s more important than ever to protect your licensed premises. But you also need to manage your costs down to the bare minimum. With public houses on cover the length and breadth of Ireland we know Pub Insurance inside out. We can offer covers like:-
• Deterioration of Frozen Foods following breakdown of any cold chamber or refrigeration cabinets. €15,000 or greater if required
• Stock up to €5000 whilst in transit.
• Computer breakdown cover up to €20,000
• Legal protection up to €150,000 underwritten by DAS Legal Expenses Insurance Company Ltd.
• Loss of licence cover
• Glass Cover
• Fire Brigade Charges
Contac Doyle Mahon Insurances today for an extremely competitive quote today on Pub insurance on 053-91 23630 or email us here.
New Professional Indemnity Insurance Website
July 8th, 2011Doyle Mahon Insurances are pleased to announce the launch of their new professional indemnity website www.irishprofessionalindemnity.ie , offering clients cover at market leading rates at the click of a mouse. Customers now have the choice of going on cover online, ringing for advice on professional indemnity or sending us in their existing proposal form.
Start cutting your PI costs immediately, and log on to www.irishprofessionalindemnity.ie
If you would like to discuss your cover in more detail, please call our our offices on 053-91 23630 or email us at info@doylemahon.ie
Bed & Breakfast/Guesthouse Insurance
June 10th, 2011DoyleMahon Insurances are pleased to announce a specialist scheme for Guesthouses. This cover includes but is not limited to:
• Unspecified jewellery – Subject to a limit of €1000 for any one item
• Sports equipment- Subject to a limit of €1000 for any one item
• Frozen Food
• Computer Insurance
• Money Insurance
• In the Premises – €1270.00
• In transit- €1270.00
• In bank night safes until removed by a bank official -€1270.00
• Business Interruption –Loss of Income
• Notifiable Disease -Food or drink poisoning
• Employer s Liability- Limit of indemnity – €13,000,000.00 (Optional)
• Public Liability – Liability of Indemnity- €2,600,000.00
• Local Authority Requirements
• Underground pipes and cables
• Debris Removal
• Alternative Accommodation
• Tenants Liability
• Fire Brigade Charges – Limit €20,000
• Guest effects clause-Subject to a Total Sum Insured of €50,000 with a limit per guest of €1,750
• Televisions DVDs Coffee and Tea Makers
• Landscape gardens
• Trace and access and repair or replacement extension
• Loss of Oil
• Wedding gifts
• Reinstatement of title deeds
• Unspecified items
• Clothing
• Wearing apparel (excluding furs) the property of the Insured
Combine these covers with market leading rates and you have a winning combination, Call us today for more details on 053-9123630 or click here to send us your details.
Doyle Mahon Insurances launch New Insurance Scheme for partially completed properties
April 11th, 2011Doyle Mahon Insurances are delighted to announce the launching of new Insurance scheme for partially completed properties. Until now inusring properties that were not finished to a turn key standard could be both difficult and expensive.
However, with the new scheme we can quote on buildings at all stage of construction from site to shell and core. The scheme enjoys market leading rates and covers.
So if you would to save money on insuring your property, be it a one off house or whole estate, contact the property insurance specialists at Doyle Mahon Insurances on 053 91 23630 or by email at info@doylemahon.ie
Calculating the correct level of buildings cover
March 30th, 2011To the majority of people your home is your most valuable possession, therefore it is important to insure it is adequately insured. It is essential that you re-assess your level of cover every year, based on current rebuilding costs, particularly in the current climate with rebuilding costs decreasing. Be aware however that the decreasing market value of your house due to the current economic climate should not be used as a guide for insuring your house, as the market value of a property generally has little relationship to the reinstatement value. Therefore insuring your house on this basis may result in your property being underinsured which will lead to you being subject to average clause penalties. Average clause means you will have to pay a certain portion of the reinstatement costs, for example if the sum insured is only 75% of the reinstatement cost, you will only receive 75% of the agreed cost reinstatement, whether the claim is made for partial or total loss.
The Society of Chartered Surveyors Ireland provides annual building rates based on the square foot of your property, allowing you to estimate the current rebuild value of your property which can be seen on www.scs.ie .
Talk to us in DoyleMahon if you would like to save money on your house insurance and ensure you have the right cover in place. We are the property insurance specialists and we can quote for all risks inlcuding:
Listed buildings
Unoccupied Properties
High Value Homes
Mixed Use Properties
Estates
Apartment Blocks
Management Companies
Please feel free to call our offices, on 053 91 23630, or email us at info@doylemahon.ie should you have any queries in relation to your house insurance
Farm Insurance – What to watch for
March 30th, 2011In the current climate many providers are offering clients options to reduce their insurance bill. This is very important but even more important is to know that you have the cover you need in the event of a claim. At Doyle Mahon Insurances we always strive to get the strongest cover at the best price.
The importance of this was witnessed this during the severe snow of the past winter which led to the collapse of numerous shed and outbuilding roofs new and old across the country. In this event the collapse of roofs was only covered under the storm damage section of the policy. On all farm cases we quote we strongly recommend the inclusion of storm cover in the policy and as a result all of our clients with collapsed roofs got compensated for their loss.
Similar cases have arose in relation to the level of cover placed on livestock, where 5 levels of cover can apply, machinery, employers liability and the farmhouse itself.
If you are interested in reducing your insurance bill while at the same time having the peace of mind to know you have the right cover in place contact Doyle Mahon Insurances on 053-9123630 or email us here at info@doylemahon.ie to get a no obligation quote.
Doyle Mahon Insurances at the Annual Fatstock Show & Sale at Carnew Mart
February 28th, 2011Wind and rain did little to dampen a good day at Carnew on Saturday the 5th of February. Colm met with many of the farmers from the area and we had a draw on the day for a hamper sponsored by Aviva Farm insurance. Mary O’Leary from Clonee, Camolin won the hamper and congratulations to her. A big thanks to David, Eilis & Arthur Quinn and all the staff at Carnew Mart for all their help on the day. If you have any queries on Farm insurance call us on 053-9123630 or info@doylemahon.ie
Doyle Mahon Insurances, 5 Skeffington Street, Wexford